Postgraduate Research: Veronica Explores Banking Regulations
Veronica Zhang is a PhD student in Finance from mainland China, researching the impact of banking regulations on bank credit risk, efficiency and systemic risk.
Veronica began her PhD at the School in 2019, after completing an undergraduate Accountancy degree at Remin University, China and an MSc in Professional Accountancy at the University of Dundee, Scotland. She is on track to complete her PhD research in 2023.
Why did you decide to study a PhD at the School?
I am extremely ambitious, and I want to pursue a career in academia. The School is one of the leading business schools in the UK and Ireland, and this led to me study here as I know the School can support me to make my dreams come true.
Can you explain your area of research?
My research sits in the field of banking regulation, policy, and risk.
I am looking at the impact of banking regulations using the Basel III framework, which is an is an internationally agreed set of measures developed by the Basel Committee on Banking Supervision in response to the financial crisis of 2007-09. The measures aim to strengthen the regulation, supervision and risk management of banks.
I am specifically looking at how the Basel III framework impacts on bank credit risk, systemic risk, and efficiency.
My research should help to inform policy-making for banking regulators and academia.
What’s your favourite thing about pursuing a PhD at the School?
There are lots of resources available at the School to support PhD research.
For example, our FinTrU Trading Room provides cutting-edge Bloomberg trading stations with real-time databases and industry analytics.
We have weekly academic department seminars and PhD workshops, and the School brings in excellent external and internal speakers to share their knowledge with us.
PhD students get access to Wharton Research Data Services to help us get high-quality data and research-based analytics across all disciplines.
My supervisors, Dr Barry Quinn (primary supervisor) and Dr Lisa Sheenan (secondary supervisor), are extremely supportive. They are great at giving me advice, support, and suggestions for my academic research, and my teaching assistant work. Developing my teaching assistant work alongside my academic research is helping me to make progress in my academic career.
What advice would you give to aspiring PhD students?
Build up your research network using Twitter, LinkedIn and Research Gate. Explore scholarships and funding opportunities that could be available to you, for example China Scholarship Schemes (CSC) provide support to PhD candidates from mainland China.
What would you say to someone considering a PhD at the School?
I would highly recommend the PhD programme at the School. The School holds prestigious international accreditations, including EQUIS – a mark of outstanding quality for business and management schools – which shows the quality of the research and education taking place here.
I am proud to be part of a globally-renowned School delivering world-class research.
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